Founded in 2023, D-More Digital Economy & Financial Services was created as the financial backbone of the OJAJA Pan Africa ecosystem, with a clear mission: to deliver excellent, secure, and inclusive payment solutions that power commerce across Africa. Over the past three years, D-More has evolved into a fully integrated digital financial services platform providing seamless payment solutions for everyday products, digital wallets, embedded finance, identity solutions, and SME-focused financial platforms. Designed as an enterprise-grade payment infrastructure for all OJAJA subsidiaries and partners, D-More enables frictionless transactions across retail, logistics, real estate, hospitality, agriculture, and digital services. Within just seven months of scaled operations, the platform processed over 1.025 billion in transaction value—demonstrating rapid market adoption, operational robustness, and strong consumer trust.
Beyond payments, D-More is strategically positioned to drive financial inclusion and digital transformation across the continent. The platform supports a seamless buying culture for the public, particularly enhancing logistics and last-mile delivery systems within the OJAJA ecosystem, where secure digital payments, escrow systems, and transparent tracking build confidence for both buyers and sellers. Through embedded credit profiling, digital identity integration, and transaction-based data analytics, D-More also contributes to strengthening users’ credit histories, unlocking access to structured financing, and supporting pathways to home ownership via OJAJA’s real estate platforms. By integrating payments, credit intelligence, and enterprise solutions into a unified digital infrastructure, D-More stands as a catalyst for inclusive prosperity, SME growth, and sustainable wealth creation across Pan Africa.